What you're promoting
Luzo is a newer Spanish mini-loan lender that leads with a free first loan and a fully digital application.
Luzo is a Spanish online lender of short-term mini-loans (minicréditos), operated by SF Préstamos and a member of the AEMIP association of online lenders. New clients can get a first loan with no interest, and the whole process is digital: the applicant connects their online banking through Kontomatik to verify income and identity, with no guarantor or paperwork. Later loans carry the lender's standard costs, which are much higher than the first-loan offer, and approval rates are selective. Luzo also appears among the lenders on Spanish loan comparison sites such as Prestalo.
Profit Ninja pays 22.4 EUR per qualifying conversion on Luzo (CPA model, ES GEO). The free first loan is a strong hook in quick-loan comparisons and first-loan-free lists, but describe it accurately and mention that later loans cost more. Users need online banking supported by Kontomatik, so desktop and mobile traffic from mainstream Spanish banks converts best. Luzo shows no Incentive tag, so clear the allowed sources with your account manager first. Payments arrive in about 48 hours.
Why run Luzo with Profit Ninja
Fast 48h payments
Get paid quickly and reliably — most withdrawals are processed within 48 hours, often sooner.
Dedicated account manager
A real person who knows the offers, answers fast and helps you scale — not a chatbot.
In-house traffic know-how
We buy media and rank sites ourselves, so the advice you get on Luzo is grounded in real spend.
Unlimited caps & top payouts
Room to scale with competitive payouts negotiated directly with top advertisers.
Luzo — frequently asked questions
What is Luzo?
A Spanish online mini-loan lender operated by SF Préstamos and a member of AEMIP.
Is the first loan free?
Yes, new clients can get a first loan without interest, subject to approval. Later loans have the lender's standard costs.
How does verification work?
The applicant connects their online banking through Kontomatik, so no paper documents are needed.
What is the payout?
22.4 EUR per qualifying conversion on a CPA model, Spain only.
Is approval easy?
No. Luzo is selective, so never promise approval in your ads.
How do I start?
Sign up at app.profit.ninja/signup/affiliate and request Luzo (ID 891).
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