What you're promoting
Ratka pairs Aasa Polska's installment lending with a no-registration, courier-contract flow — a trust-backed CPS option for larger Polish loans.
Ratka (ratka.pl) is a Polish online installment-loan service that acts as an intermediary for Aasa Polska, part of the Scandinavian Aasa financial group. It offers installment loans reportedly from 500 up to 150,000 PLN, with repayment terms spanning roughly 12 to 120 months and a stated nominal interest rate often cited around 7.2%. Applications are submitted entirely online with no registration required, and the loan contract is delivered by courier. It targets Polish adults — typically aged 20 to 80 with stable income and a clean record in debtor registries — who want a larger sum repaid in predictable monthly installments. Eligibility and final terms, including APR/RRSO, are determined by the lender.
For affiliates, Ratka runs on CPS at 4.5% per sale in the PL GEO. Its differentiator versus the other installment offer here is the backing of an established Scandinavian group (Aasa) plus the no-registration, courier-delivered contract flow — a trust angle worth highlighting in content. Percentage-based payouts on larger installment loans reward quality traffic. Profit Ninja provides around 48-hour payments and a dedicated account manager. This is a Non Incentive offer, so incentivised traffic is not allowed.
Why run Ratka with Profit Ninja
Fast 48h payments
Get paid quickly and reliably — most withdrawals are processed within 48 hours, often sooner.
Dedicated account manager
A real person who knows the offers, answers fast and helps you scale — not a chatbot.
In-house traffic know-how
We buy media and rank sites ourselves, so the advice you get on Ratka is grounded in real spend.
Unlimited caps & top payouts
Room to scale with competitive payouts negotiated directly with top advertisers.
Ratka — frequently asked questions
What is Ratka?
Ratka is a Polish online installment-loan service operating as an intermediary for Aasa Polska, part of the Scandinavian Aasa group, offering loans repaid in monthly installments.
How does Ratka stand out from the other installment offer?
Ratka is tied to the established Aasa Polska/Aasa group and uses a no-registration application with a courier-delivered contract, which can be a useful trust and convenience angle in your content.
What loan range does it cover?
Reportedly from around 500 to 150,000 PLN, with repayment over roughly 12 to 120 months. Exact terms depend on the lender's assessment.
What is the payout and model?
CPS (cost per sale) at 4.5% per sale, in the PL GEO.
What traffic is allowed?
This is a Non Incentive offer, so incentivised traffic is not permitted. Genuine, intent-driven finance traffic fits best.
Can I guarantee a specific rate or approval?
No. Avoid guaranteeing approval or rates. Quoted figures like the nominal interest rate are representative; actual APR/RRSO and eligibility are set by the lender.
How do I start promoting Ratka on Profit Ninja?
Register at app.profit.ninja/signup/affiliate and request the Ratka offer. You get roughly 48-hour payments and a dedicated account manager. Keep messaging responsible and advice-free.
