What you're promoting
The CPA version of Ratka: a fixed 112 PLN per qualifying conversion for Polish instalment-loan traffic, instead of a share of the sale.
Ratka.pl is a Polish instalment-loan website, running since 2015, that advertises loans of up to 150,000 PLN repaid over as many as 120 months. Today the site is managed by Loando Direct, a consumer-credit intermediary entered in the KNF register of credit intermediaries, which passes each application to partner lenders and banks. Ratka does not lend money itself, and the lender alone decides on approval and on the final terms, including APR/RRSO. The site shows how many applications were filed in the last 24 hours and its ratings on Polish loan comparison portals such as loando.pl and ofin.pl.
On Profit Ninja, Ratka under ID 865 pays a fixed 112 PLN per qualifying conversion on a CPA model, PL only. A flat amount suits publishers who prefer a predictable figure per approved lead over a percentage of the loan; Profit Ninja also lists Ratka on a CPS model. Instalment-loan comparisons, budgeting guides and email lists of Polish borrowers fit this offer. No Incentive or Non Incentive tag is shown, so your account manager confirms the allowed sources before launch. Keep claims factual: no guaranteed approval and no rates the lender has not published.
Why run Ratka with Profit Ninja
Fast 48h payments
Get paid quickly and reliably — most withdrawals are processed within 48 hours, often sooner.
Dedicated account manager
A real person who knows the offers, answers fast and helps you scale — not a chatbot.
In-house traffic know-how
We buy media and rank sites ourselves, so the advice you get on Ratka is grounded in real spend.
Unlimited caps & top payouts
Room to scale with competitive payouts negotiated directly with top advertisers.
Ratka — frequently asked questions
What is Ratka?
A Polish online instalment-loan website managed by Loando Direct, a KNF-registered credit intermediary. It forwards applications to partner lenders and banks and does not lend itself.
How much can borrowers apply for?
Ratka advertises instalment loans of up to 150,000 PLN with repayment over up to 120 months. The amount actually offered depends on the lender's credit assessment.
What does this offer pay?
A fixed 112 PLN per qualifying conversion on a CPA model, for traffic from Poland.
How is it different from the CPS Ratka offer?
This listing pays a flat amount per conversion, while the CPS listing pays per sale. Pick the one that matches how your traffic converts and ask your account manager about the conversion definition.
Which traffic sources are allowed?
The offer carries no Incentive tag. Confirm sources such as email, SMS or paid search with your account manager before you start.
How do I start promoting Ratka?
Sign up at app.profit.ninja/signup/affiliate and request offer 865. Profit Ninja pays in about 48 hours and assigns a dedicated account manager.
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