What you're promoting
SmartCredito is a Spanish online lender of small quick loans, with a first loan that can start at 0% for new clients.
SmartCredito is a Spanish online lender based in Málaga that offers short-term mini-loans (minicréditos). New clients can get a first loan with interest from 0%, subject to assessment, and returning clients up to 1,200 EUR; the first loan is repaid within 15 days and later loans can have longer terms. Applications are accepted 24/7, identity is confirmed with a quick online method and the decision is automatic. SmartCredito shows the AEMIP code of good practice seal, and the APR, total cost and late-payment fees appear in the standard European information sheet before signing.
Profit Ninja pays 28 EUR per qualifying conversion on SmartCredito (CPA model, ES GEO). The 0% first loan is the hook, but present it accurately as a first-loan offer subject to approval, not as free credit. Spanish quick-loan comparisons, mobile search and content about bridging to payday work best. SmartCredito has no Incentive tag, so agree the sources with your account manager before launch. Payments arrive in about 48 hours.
Why run SmartCredito with Profit Ninja
Fast 48h payments
Get paid quickly and reliably — most withdrawals are processed within 48 hours, often sooner.
Dedicated account manager
A real person who knows the offers, answers fast and helps you scale — not a chatbot.
In-house traffic know-how
We buy media and rank sites ourselves, so the advice you get on SmartCredito is grounded in real spend.
Unlimited caps & top payouts
Room to scale with competitive payouts negotiated directly with top advertisers.
SmartCredito — frequently asked questions
What is SmartCredito?
A Spanish online lender of short-term mini-loans, based in Málaga.
How much can users borrow?
A first loan with interest from 0% for new clients, and up to 1,200 EUR on later loans, subject to approval.
How long is the first loan?
The first loan is repaid within a maximum of 15 days.
What is the payout?
28 EUR per qualifying conversion on a CPA model, Spain only.
How should I present the 0% offer?
As a first-loan offer for new clients that depends on the lender's assessment.
How do I start?
Register at app.profit.ninja/signup/affiliate and request SmartCredito (ID 892).
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